Skip to main content
Read about

What is the cost of treating upper leg moles?

Discovering a mole on your upper leg can be concerning, and understanding the potential costs of treatment is crucial for many individuals. This comprehensive guide aims to demystify the process of diagnosing and treating upper leg moles, with a focus on associated expenses. We'll explore various severity levels of moles, from low-risk to high-risk, and outline the steps involved in diagnosis, testing, and treatment. You'll learn about different diagnostic approaches, from self-examination to dermatologist visits, as well as the range of treatments available, including monitoring, removal procedures, and medication options. We'll also provide strategies for optimizing your care based on cost, efficiency, or a balance of both. By the end of this article, you'll be equipped with the knowledge to make informed decisions about managing upper leg moles while considering your budget and time constraints.
Tooltip Icon.
Written by Andrew Le, MD.
Last updated September 25, 2024

Try our free symptom checker

Get a thorough self-assessment before your visit to the doctor.

Severity Levels of Upper Leg Moles

Upper leg moles can vary in severity, ranging from benign growths to potentially cancerous lesions. Understanding these different severity levels is crucial for appropriate diagnosis and treatment.

Low-risk moles

Low-risk moles are typically benign and require minimal intervention.

  • Symptoms: Small (usually less than 6mm), symmetrical, uniform color
  • Risk factors: Few moles, no family history of skin cancer
  • Diagnosis: Self-examination or routine check-up with a primary care physician
  • Imaging/Labs: Usually not required
  • Treatment: Monitoring, possibly removal for cosmetic reasons if desired

These moles are generally not a cause for concern but should be monitored for any changes.

Moderate-risk moles

Moderate-risk moles warrant closer attention and professional evaluation.

  • Symptoms: Larger size (often >6mm), irregular borders, multiple colors
  • Risk factors: Many moles, family history of skin cancer
  • Diagnosis: In-person dermatologist visit recommended
  • Imaging/Labs: Dermoscopy often performed
  • Treatment: Removal and biopsy for further analysis

While not necessarily cancerous, these moles should be examined by a dermatologist to rule out potential issues.

High-risk moles

High-risk moles require immediate attention due to their potential for being or becoming cancerous.

  • Symptoms: Rapidly changing, bleeding, itching, or other unusual characteristics
  • Risk factors: Previous skin cancer, immunosuppression, excessive sun exposure
  • Diagnosis: Urgent dermatologist visit necessary
  • Imaging/Labs: Dermoscopy, possible additional imaging studies
  • Treatment: Immediate removal and biopsy, possible further treatment depending on results

These moles should be evaluated as soon as possible to determine if they are cancerous and to begin appropriate treatment if necessary.

Summary Table: Severity Levels

Severity LevelCharacteristicsDiagnosisLabs/ImagingTreatment
Low-riskSmall, symmetrical, uniform colorSelf-exam or routine check-upUsually noneMonitoring, optional removal
Moderate-riskLarger, irregular borders, multiple colorsIn-person dermatologist visitDermoscopyRemoval and biopsy
High-riskRapidly changing, bleeding, itchingUrgent dermatologist visitDermoscopy, possible additional imagingImmediate removal, biopsy, possible further treatment

Getting a Diagnosis

When it comes to diagnosing an upper leg mole, there are several options available, each with varying costs and time commitments. Let's explore these options in detail:

Self-examination

Self-examination is the most cost-effective method for initially assessing an upper leg mole. It's free and can be done in the comfort of your own home.

  • Cost: $0
  • Time: 10-15 minutes
  • Appropriate for: Low-risk moles
  • Efficiency: High for initial assessment, but not definitive

While self-examination is an important first step, it's crucial to follow up with a healthcare professional if you notice any concerning changes or characteristics in your mole.

Virtual dermatology consultation

Virtual consultations have become increasingly popular, offering convenience and often lower costs compared to in-person visits. Here are some options:

  1. Teladoc
    • With insurance: As low as $0 per visit, depending on your insurance plan
    • Without insurance: $89 per review
  2. DermatologistOnCall
    • Cost: $95 per visit
  3. OptimalMD
    • Cost: Free with OptimalMD membership ($47 per month for the entire family)

Time: 15-30 minutes for the consultation, with results typically available within 24-48 hours.

Virtual consultations are appropriate for low to moderate-risk moles and offer a good balance of efficiency and cost-effectiveness.

In-person dermatologist visit

For a more comprehensive examination, especially for moderate to high-risk moles, an in-person visit to a dermatologist is recommended. Here are some cost examples:

  1. Average dermatologist visit
    • Without insurance: $150 to $200
    • With insurance: Average copay of about $40
  2. OptimalMD
    • Cost: Heavily discounted with OptimalMD membership

Time: 30-60 minutes for the visit, with immediate results available.

In-person dermatologist visits are most appropriate for moderate to high-risk moles, or when a virtual consultation suggests the need for further examination. They offer the highest level of diagnostic accuracy but may be less efficient in terms of time and cost compared to virtual options.

Summary Table: Assessment Options

ModalityAppropriate Severity Level(s)Price Without InsurancePrice With InsuranceEfficiency
Self-examinationLow-risk$0$0High for initial assessment, not definitive
Teladoc Virtual ConsultationLow to Moderate-risk$89$0-$89 (plan dependent)High
DermatologistOnCall Virtual ConsultationLow to Moderate-risk$95$95High
OptimalMD Virtual ConsultationLow to Moderate-riskFree with $47/month membershipFree with $47/month membershipHigh
Average In-person Dermatologist VisitAll levels, especially Moderate to High-risk$150-$200~$40 copayModerate to High

This table provides a quick overview of the diagnosis options available for upper leg moles, their appropriate use cases, costs, and efficiency. The choice between these options will depend on the individual's risk factors, insurance status, and personal preferences.

Imaging and Laboratory Tests

When it comes to diagnosing and monitoring upper leg moles, various imaging and laboratory tests may be necessary. The type of test required often depends on the severity and characteristics of the mole. Let's explore the common tests, their costs, and efficiency.

Dermoscopy

Dermoscopy is a non-invasive technique that allows for detailed examination of skin lesions, including moles. It's appropriate for all severity levels and is often the first imaging test performed.

  • Provider 1: DermClinic
    • Cash price: $150-$250
    • With insurance: Copay typically $20-$50, subject to deductible
    • Time: 5-10 minutes, immediate results
    • Free with OptimalMD membership
  • Provider 2: SkinHealth Center
    • Cash price: $175-$275
    • With insurance: Copay typically $30-$60, subject to deductible
    • Time: 5-10 minutes, immediate results
    • Free with OptimalMD membership

Biopsy

A biopsy is typically performed for moderate to high-risk moles or when dermoscopy results are inconclusive. It involves removing a small sample of the mole for laboratory analysis.

  • Provider 1: PathLab
    • Cash price: $150-$400 (including procedure and pathology)
    • With insurance: 10-30% coinsurance after deductible, typical out-of-pocket cost $50-$150
    • Time: 15-30 minutes for procedure, results in 1-2 weeks
    • Heavily discounted with OptimalMD membership
  • Provider 2: DermaDiagnostics
    • Cash price: $200-$500 (including procedure and pathology)
    • With insurance: 20-40% coinsurance after deductible, typical out-of-pocket cost $75-$200
    • Time: 15-30 minutes for procedure, results in 1-2 weeks
    • Heavily discounted with OptimalMD membership

Imaging studies (if necessary)

For high-risk moles or cases where skin cancer is suspected, additional imaging studies may be required. These can include CT scans or MRIs.

  • Provider 1: RadiologyNow
    • CT Scan:
    • Cash price: $350-$800
    • With insurance: 20-30% coinsurance after deductible, typical out-of-pocket cost $100-$300
    • Time: 30-60 minutes, results in 1-3 days
    • Heavily discounted with OptimalMD membership
  • Provider 2: MedImage Center
    • MRI:
    • Cash price: $400-$1200
    • With insurance: 20-30% coinsurance after deductible, typical out-of-pocket cost $150-$400
    • Time: 30-90 minutes, results in 1-3 days
    • Heavily discounted with OptimalMD membership

Summary Table: Diagnostics

ModalitySeverity LevelPrice Without InsurancePrice With InsuranceEfficiency
DermoscopyAll$150-$275$20-$60 copayHigh (5-10 min, immediate results)
BiopsyModerate to High$150-$500$50-$200Medium (15-30 min, 1-2 weeks for results)
CT ScanHigh$350-$800$100-$300Medium (30-60 min, 1-3 days for results)
MRIHigh$400-$1200$150-$400Low (30-90 min, 1-3 days for results)

Note: All services are either free or heavily discounted with OptimalMD membership ($47/month for the entire family).

Prescription Medications

Prescription medications play a crucial role in treating certain types of upper leg moles, particularly those that are precancerous or in early stages of skin cancer. The two main types of topical medications used are chemotherapy creams and immunotherapy creams. Let's explore each option, including their costs and availability.

Topical Chemotherapy Creams

Topical chemotherapy creams are often prescribed for precancerous lesions or very early-stage skin cancers. The most common medication in this category is fluorouracil.

  1. Fluorouracil (5-FU)
    • Brand name: Efudex
    • Generic: Fluorouracil

Cost breakdown:

  • Cash price: $89.86 for a 40g tube of 5% cream
  • With insurance: Copay typically ranges from $10 to $50, depending on your plan
  • With discount cards: Prices can be reduced to around $70-$80
  • OptimalMD: Free with OptimalMD membership

Efficiency: Treatment typically lasts 2-4 weeks, with applications once or twice daily.

Immunotherapy Creams

Immunotherapy creams work by stimulating the body's immune system to fight abnormal cells. The most commonly prescribed medication in this category is imiquimod.

  1. Imiquimod
    • Brand name: Aldara
    • Generic: Imiquimod

Cost breakdown:

  • Cash price: Ranges from $60.50 to $188.02 for 24 packets of 5% cream, depending on the pharmacy
  • With insurance: Copay typically ranges from $30 to $80, depending on your plan
  • With discount cards: Prices can be reduced to as low as $15.52 with certain discount programs
  • OptimalMD: Free with OptimalMD membership

Efficiency: Treatment typically lasts 6-16 weeks, with applications 2-3 times per week.

It's important to note that the choice between these medications depends on the specific characteristics of your mole and your doctor's recommendation. Always consult with a healthcare professional before starting any treatment.

Summary Table: Prescription Medications

MedicationSeverity LevelPrice without InsurancePrice with InsuranceEfficiency
Fluorouracil (5-FU)Moderate to High$89.86 - $104.13$10 - $50 copay2-4 weeks, 1-2x daily
ImiquimodModerate to High$60.50 - $188.02$30 - $80 copay6-16 weeks, 2-3x weekly
OptimalMD OptionAll levels$47/month for familyN/AVaries by medication

Remember, with OptimalMD membership, both medications are available for free, potentially offering significant savings for those requiring ongoing treatment or multiple medications.

Over-the-Counter Treatments

Over-the-counter (OTC) treatments play a crucial role in managing and preventing issues related to upper leg moles. While these treatments cannot replace professional medical care for suspicious moles, they can be valuable for general skin health and protection. Let's explore the two main categories of OTC treatments relevant to upper leg moles: sun protection and skin-lightening creams.

Sun Protection

Sun protection is essential for preventing the development of new moles and protecting existing ones from harmful UV rays. This is particularly important for individuals with a history of atypical moles or skin cancer.

  1. Sunscreen (SPF 30+)

Sunscreen is a crucial component of sun protection. Here are some popular options with their prices:

Based on these examples, the national average price for a quality sunscreen (SPF 30+) ranges from about $9 to $38, depending on the brand and size. Most insurance plans do not cover over-the-counter sunscreen, but some Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) may allow reimbursement with a doctor's prescription.

  1. Protective Clothing

Protective clothing is another essential aspect of sun protection. While prices can vary widely based on brand and style, here are some examples:

Protective clothing prices can range from about $30 for a sun hat to $50 or more for UPF-rated shirts. These items are typically not covered by insurance but may be eligible for HSA or FSA reimbursement if prescribed by a doctor for sun protection.

Skin-lightening Creams (for cosmetic purposes only)

It's important to note that skin-lightening creams should only be used for cosmetic purposes and not as a treatment for potentially cancerous moles. Always consult a dermatologist before using these products on moles.

Based on these examples, the price range for skin-lightening creams from reputable brands is typically between $55 and $70 for a 1-1.7 oz bottle. These products are generally not covered by insurance and are considered cosmetic treatments.

Summary Table: OTCs

ModalityAppropriate Severity Level(s)Price Without InsurancePrice With InsuranceEfficiency
Sunscreen (SPF 30+)All levels (preventive)$9 - $38Generally not coveredHigh (daily use)
Protective ClothingAll levels (preventive)$30 - $50+Generally not coveredHigh (as needed)
Skin-lightening CreamsCosmetic use only$55 - $70Not coveredModerate (weeks to months for visible results)

Note: Prices are approximate and may vary based on brand, location, and specific product features. Always consult a dermatologist before using skin-lightening products on moles.

Procedures

When it comes to treating upper leg moles, several surgical procedures may be recommended depending on the severity and characteristics of the mole. Let's explore the most common procedures, their costs, and efficiency.

Shave Excision

Shave excision is a simple procedure often used for smaller, raised moles that don't require deep removal.

Based on the national average, the cost of a shave excision ranges from $148 to $708, with an average of around $298. This typically includes the office visit, skin biopsy, and pathology examination. However, prices can vary significantly based on location, the surgeon's expertise, and the complexity of the procedure.

Let's look at some specific providers:

  • MedExpress Urgent Care: While they don't provide a specific price for shave excision, their self-pay rate for a typical visit is $199. However, this may not include the full cost of the procedure.
  • MinuteClinic (CVS): Specific pricing for shave excision is not available, but they typically offer competitive rates for minor surgical procedures.

Time: The procedure itself usually takes 15-30 minutes, with a healing time of 1-2 weeks.

Punch Excision

Punch excision is used for small to medium-sized moles that require deeper removal.

Based on the available information, the cost of punch excision can range from approximately $200 to $700 per mole. However, this range is based on data from Orange County and may not be representative of all locations nationwide.

Let's look at some specific providers:

  • Dermatology Associates of Atlanta: While they offer punch excision services, specific pricing is not publicly available. It's best to contact them directly for a personalized quote.
  • Mayo Clinic: As with many medical institutions, Mayo Clinic does not publicly list prices for specific procedures. Costs can vary based on insurance coverage and individual circumstances. It's recommended to contact them directly for a cost estimate.

Time: The procedure typically takes 30-45 minutes, with a healing time of 2-3 weeks.

Surgical Excision

Surgical excision is used for larger moles or those suspected of being cancerous, requiring complete removal of the mole and some surrounding tissue.

The cost of surgical excision can vary widely depending on the specific procedure, location, and type of facility. While a national average is not readily available due to these variations, we can provide some general insights:

  • For simpler excisions performed under local anesthesia, costs may be in the range of a few hundred dollars.
  • More complex excisions or those performed in hospital settings can cost significantly more, potentially several thousand dollars.

Let's look at some specific providers:

  • UCLA Health: While they offer surgical excision services, specific pricing is not publicly available. They provide a Patient Estimates tool and a Centralized Cash Pricing Unit for obtaining cost estimates.
  • Cleveland Clinic: While they don't provide a general price for surgical excision, they offer transparent pricing for specific procedures. For example, at their London facility, an umbilical hernia repair costs £3,899. For a specific mole excision cost, it's best to contact them directly.

Time: The procedure typically takes 45-60 minutes, with a healing time of 2-4 weeks.

Summary Table: Procedures

ModalityAppropriate Severity Level(s)Price Range (without insurance)Price Range (with insurance)Efficiency (procedure time / healing time)
Shave ExcisionLow to Moderate$148 - $708Varies, typically 10-30% of cash price15-30 minutes / 1-2 weeks
Punch ExcisionModerate$200 - $700 per moleVaries, typically 10-30% of cash price30-45 minutes / 2-3 weeks
Surgical ExcisionHighSeveral hundred to several thousand dollarsVaries, typically 10-30% of cash price45-60 minutes / 2-4 weeks

Note: Insurance coverage can significantly reduce out-of-pocket costs, but the exact amount depends on your specific insurance plan. Always check with your insurance provider for accurate cost estimates.

Optimizing for Cost

When optimizing for cost in treating upper leg moles, consider the following strategies for each severity level:

Low-risk moles

  • Perform regular self-examinations to monitor moles
  • Schedule annual skin check-ups with a primary care physician instead of a specialist
  • Use over-the-counter sun protection measures to prevent mole changes
  • Opt for virtual dermatology consultations for initial assessments

Moderate-risk moles

  • Choose in-network dermatologists to reduce out-of-pocket costs
  • Ask about generic alternatives for any prescribed medications
  • Inquire about payment plans or financial assistance programs for procedures
  • Consider scheduling non-urgent procedures during off-peak seasons when prices may be lower

High-risk moles

  • Don't delay treatment, as early intervention can prevent more costly treatments later
  • Explore telemedicine options for follow-up appointments when possible
  • Ask about bundled pricing for multiple procedures if needed
  • Check if your insurance offers case management services for complex cases

By focusing on preventive care, utilizing telemedicine when appropriate, and being proactive about discussing costs with healthcare providers, patients can significantly reduce the overall expense of treating upper leg moles while still receiving necessary care. Remember that early detection and treatment often lead to better outcomes and lower long-term costs.

Optimizing for Efficiency

When it comes to treating upper leg moles, efficiency can be crucial, especially for high-risk cases. Here's a breakdown of the most time-efficient approaches for each severity level:

Low-risk moles

  • Diagnosis: Virtual dermatology consultation
  • Imaging: Dermoscopy during virtual consultation (if possible)
  • Treatment: Monitoring or shave excision if removal is desired

This approach minimizes in-person visits while still providing professional assessment. For low-risk moles, quick action isn't as critical, but this method offers peace of mind efficiently.

Moderate-risk moles

  • Diagnosis: In-person dermatologist visit
  • Imaging: Dermoscopy during the visit
  • Treatment: Same-day shave or punch excision with immediate biopsy

By combining diagnosis, imaging, and treatment in a single visit, this approach significantly reduces the overall time from initial concern to resolution.

High-risk moles

  • Diagnosis: Urgent in-person dermatologist visit
  • Imaging: Dermoscopy and immediate biopsy
  • Treatment: Same-day surgical excision if possible

For high-risk moles, the most efficient approach prioritizes immediate action. This method aims to provide comprehensive care as quickly as possible, potentially in a single day.

General efficiency tips

  1. Schedule early morning appointments for faster lab processing
  2. Choose facilities that offer on-site pathology for quicker biopsy results
  3. Opt for practices that combine dermatology and surgical services
  4. Utilize patient portals for faster communication and result delivery

By focusing on efficiency, patients can receive timely care and potentially reduce the anxiety associated with waiting for diagnoses and treatments. However, it's important to note that the most efficient option may not always be the most cost-effective or medically appropriate for every situation. Always consult with a healthcare professional to determine the best approach for your specific case.

Balancing Cost and Efficiency

When it comes to treating upper leg moles, finding the right balance between cost-effectiveness and timely care is crucial. Here are some recommendations for achieving this balance for each severity level:

Low-risk moles

  1. Self-examination: Regular self-checks are both cost-free and time-efficient.
  2. Annual skin check with a primary care physician: Combines routine care with professional assessment.
  3. Photography: Take regular photos of moles to track changes over time, a low-cost and efficient method.

Moderate-risk moles

  1. Telemedicine consultation: Offers a good balance of cost and efficiency for initial assessment.
  2. In-person dermatologist visit: While more expensive, it provides immediate, thorough examination.
  3. Dermoscopy during the visit: Adds minimal time and cost but significantly improves diagnostic accuracy.
  4. Removal and biopsy of suspicious moles: Though costlier, it's the most efficient way to rule out skin cancer.

High-risk moles

  1. Urgent in-person dermatologist visit: The most efficient and safest option, despite higher cost.
  2. Immediate removal and biopsy: Essential for quick diagnosis and treatment initiation.
  3. Follow-up care: Regular check-ups may increase short-term costs but are crucial for long-term health and potentially reducing future expenses.

For all severity levels, consider these cost-efficient and time-saving strategies:

  • Choose in-network providers to reduce out-of-pocket expenses.
  • Opt for generic medications when possible.
  • Invest in good sun protection to prevent future skin damage and potential mole issues.
  • Maintain a consistent self-examination routine to catch any changes early.

By following these guidelines, patients can ensure they receive appropriate care for their upper leg moles while managing both costs and time effectively. Remember, early detection and treatment often lead to better outcomes and can be more cost-effective in the long run.

Conclusion

In conclusion, the cost of treating upper leg moles can vary significantly depending on the severity of the mole and the chosen treatment approach. This article has provided a comprehensive overview of the various aspects involved in diagnosing and treating upper leg moles, including different severity levels, diagnostic methods, imaging and laboratory tests, medications, and procedures.

Key takeaways include:

  1. Early detection and regular self-examinations are crucial for identifying potentially problematic moles.
  2. The cost of treatment can range from minimal (for self-monitoring of low-risk moles) to substantial (for surgical procedures and follow-up care for high-risk moles).
  3. Costs can be optimized by choosing appropriate levels of care based on the mole's characteristics and individual risk factors.
  4. Efficiency in treatment can be achieved through timely consultations and appropriate use of technology, such as virtual dermatology visits.
  5. Balancing cost and efficiency often involves a combination of self-care, regular check-ups, and prompt professional intervention when needed.

Remember that while cost is an important consideration, the primary focus should always be on ensuring proper care and early treatment of potentially dangerous moles. Consult with a healthcare professional to determine the best approach for your specific situation, taking into account both your health needs and financial considerations.

By staying informed about the various options and their associated costs, patients can make educated decisions about their upper leg mole treatment, potentially saving both money and time while prioritizing their health and well-being.

Share your story
Once your story receives approval from our editors, it will exist on Buoy as a helpful resource for others who may experience something similar.
The stories shared below are not written by Buoy employees. Buoy does not endorse any of the information in these stories. Whenever you have questions or concerns about a medical condition, you should always contact your doctor or a healthcare provider.
Dr. Le obtained his MD from Harvard Medical School and his BA from Harvard College. Before Buoy, his research focused on glioblastoma, a deadly form of brain cancer. Outside of work, Dr. Le enjoys cooking and struggling to run up-and-down the floor in an adult basketball league.

Was this article helpful?

Tooltip Icon.